Jumbo Mortgages and Loans Austin, Round Rock, Georgetown, Pflugerville, Bastrop

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Austin Jumbo Loan Mortgage Blog

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For the calendar year 2008, a Jumbo loan is a residential mortgage where the amount loaned to purchase or refinance a home exceeds $417,000. Each year the loan limits are adjusted to meet current market conditions. These Jumbo loans are also called nonconforming loans because the loan amount exceeds Fannie Mae and Freddy Mac’s underwriting guidelines. The Jumbo loan limit in 2008 is the same as it was in 2006.

Welcome to JumboMortgageAustin.com
Specializing in jumbo loans & connecting borrowers to
Austin’s premier Jumbo Loan specialist.

We have access to both in-house and broker relationship jumbo products. Below is a brief list of products. Information below is based off 740 plus credit scores, 20% down and 1M sales price

30 Year Fixed - The best current rates are high 4's low 5's

7 year ARM - The best current rates are in the mid to low 3's

5 year ARM - The current best rate are low to mid 3's

Up to 5 M - email or call for details

Cashout - Up to 1M cash in hand. Most lenders place a much lower cap

Asset based income calculations - Example you don't work but have 4M in assets

Up to 90% LTV with no mortgage insurance - Great product with minimal down payment

Josh Kohl is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, & we offer a variety of products to meet your individual requirements.

We make the process of refinancing your current mortgage simple & straight forward by offering you the latest in financial tools that enable you to make beneficial financial choices. Refinancing your home in Austin or in the state of Texas should not be stressful.

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Josh Kohl Mortgage
Planner/Branch Manager
Office 512 342 1069
Fax 512 592 7971
josh@jkohlmortgages.com

Envoy Mortgage
8133 Mesa #104
Austin, TX 78759

"I can always count on Josh to handle clients quickly and professionally - even on weekends. His commitment to personal service is greatly appreciated and my clients always comment on his ability to make them feel good about the loan programs he finds for them."
- E. Oliver Access Reality

More Testimonials

Untitled Document Jumbo Mortgage Austin serving Austin, Round Rock, Georgetown, Pflugerville, Bastrop, Leander, Marble Falls, Travis County, Williamson County, Hays County

Josh Kohl, whose license number is 57312 IS LICENSED UNDER THE LAWS OF THE STATE OF TEXAS AND BY STATE LAW IS SUBJECT TO REGULATORY OVERSIGHT BY THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING. ANY CONSUMER WISHING TO FILE A COMPLAINT FORM TO THE TEXAS SAVINGS AND LOAN DEPARTMENT, 2601 NORTH LAMAR, SUITE 201, Austin, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEB SITE LOCATED AT WWW.SML.STATE .TX.US OR OBTAINED FROM THE DEPARTMENT UPON REQUEST BY MAIL AT THE ADDRESS ABOVE, BY TELEPHONE AT ITS TOLL-FREE CONSUMER HOTLINE AT 1-877-276-5550, BY FAX AT (512) 475-1360, OR BY E-MAIL AT SMLINFO@SML.STATE.TX.US.

THE DEPARTMENT MAINTAINS THE MORTGAGE BROKER RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN TYPES OF JUDGEMENTS AGAINST A MORTGAGE BROKER OR LOAN OFFICER. NOT ALL CLAIMS ARE COMPENSABLE AND A COURT MUST ORDER THE PAYMENT OF A CLAIM FROM THE RECOVERY FUND BEFORE THE DEPARTMENT MAY PAY A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT SUBCHAPTER F OF THE MORTGAGE BROKER LICENSE ACT ON THE DEPARTMENT’S WEB SITE REFERENCED ABOVE.

Certain guidelines and restrictions apply, not all borrowers will qualify. Loan terms, products and rates are subject to change without notice.

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